Morningstar will not share personal information with third-parties nor do we store information we collect about your visit to this blog for use other than to analyse content performance through the use of cookies, which you can turn off at anytime by modifying your Internet browser’s settings. We are not responsible for the republishing of the content found on this blog on other Web sites or media without our permission. This privacy policy is subject to change without notice.

Domain Information Collection
Morningstar may collect domain information to enable us to analyse how our visitors use this site. This data enables us to become more familiar with which people visit our site, how often they visit, and what parts of the site they visit most often. Morningstar uses this information to improve its Web-based offerings. This information is collected automatically and requires no action on your part.

Use of Cookies and Tracking User Traffic
Some pages on this site may use cookies. A cookie file can contain information such as a user ID to track the pages visited, but the only personal information a cookie can contain is information you supply yourself. These files are used for site registration and customisation the next time you visit us.

Some parts of the site may also use cookies to track user traffic patterns. Morningstar does this in order to determine the usefulness of our Web site information to our users and to see how effective our navigational structure is in helping users reach that information. Please note that cookies cannot read data off of your hard drive. Your Web browser may allow you to be notified when you are receiving a cookie, giving you the choice to accept it or not. If you prefer not to receive cookies while browsing our Web site, you can set your browser to warn you before accepting cookies and refuse the cookie when your browser alerts you to its presence. You can also refuse all cookies by turning them off in your browser, By not accepting cookies, some pages may not fully function and you may not be able to access certain information on this site.

Information Sharing and Disclosure
Your personal information is never shared outside the company without your permission, except under conditions listed below:
Consenting to share your information to a third party service provider working on our behalf to serve you.
Requiring us to provide you with a product or service.

Morningstar will also disclose your personal information, if required to do so by law, or in urgent circumstances, to protect personal safety, the public or our sites.

Internet Security
Morningstar strives to protect your personal information.

This site may contain links to other sites. Morningstar does not share your personal information with those Web sites.

Morningstar reserves the right to change, modify or update this policy at any time without notice.

If you have questions or concerns about our Privacy Policy, please email us at the contact information on the site.